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Can my children and spouse use COBRA after I qualify for Medicare? We were all on COBRA for 3 months before I qualified for Medicare

Answer: Yes. Your spouse and dependents will be able to continue to use COBRA when you qualify for Medicare for the full term of their coverage. In fact, they can also apply for an extension since Medicare qualification is a secondary event. This secondary event likely will extend their coverage with COBRA to 36 months and you can use Medicare.

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