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Where do I apply for a COBRA extension?

Answer: In most situations, the maximum length of time you can use COBRA is 18 months and there is no extension available. If you are a spouse or dependent on COBRA you can likely use COBRA for 36 months, but there are no extensions after that. If you have become disabled during your COBRA period, you will qualify for an additional 11 months of coverage. For those who find they can not get any extension for COBRA, you can consider these options when COBRA runs out.

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