COBRA Insurance Definition
COBRA Insurance Eligibility
The Cost of COBRA Insurance
Health Insurance Options
COBRA Insurance Definition
Understand exactly what COBRA health insurance is and how it can help you and your family maintain health insurance. Read more
COBRA Insurance Eligibility
Find out if you are eligible for COBRA continuation insurance and how you and your family can enroll in a plan. Read more
The Cost of COBRA Insurance
Calculate how much COBRA insurance costs monthly and ways to reduce your monthly COBRA premium. Read more
Health Insurance Options
COBRA insurance isn't the only option after job loss. Find out what other plans you should consider. Read more
Instant Quote
Get instant insurance quotes from top insurance providers to compare to your monthly COBRA cost.
Some states offer state sponsored COBRA benefits. Select your state to learn more.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington DC
- West Virginia
- Wisconsin
- Wyoming
So, What is COBRA Insurance?
COBRA continuation coverage is a law, not an insurance plan, which was passed as part of the Consolidated Omnibus Budget Reconciliation Act, in 1986. Under this law, employees and their family members have the option to continue to use the employer sponsored health insurance plan for up to 18 months if they choose to enroll in it. This also extends to people who have their hours reduced, are going through a divorce, or are losing their dependent status. Under COBRA, your health insurance plan stays exactly the same as it was while you were employed. However the main drawback to COBRA insurance is the cost. Under the law you must pay the full premium to enroll in COBRA. Learn more
Learn More About COBRA Insurance and its Benefits
Health Insurance Options
Calculate COBRA Cost
Understanding the cost of COBRA health insurance is extremely important so that you can determine if COBRA is the right option for you financially. For many people COBRA is very expensive and they may be able to save money by considering private plans. Learn More