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Some states offer state sponsored COBRA benefits. Select your state to learn more.

So, What is COBRA Insurance?

COBRA continuation coverage is a law, not an insurance plan, which was passed as part of the Consolidated Omnibus Budget Reconciliation Act, in 1986. Under this law, employees and their family members have the option to continue to use the employer sponsored health insurance plan for up to 18 months if they choose to enroll in it. This also extends to people who have their hours reduced, are going through a divorce, or are losing their dependent status. Under COBRA, your health insurance plan stays exactly the same as it was while you were employed. However the main drawback to COBRA insurance is the cost. Under the law you must pay the full premium to enroll in COBRA. Learn more

Learn More About COBRA Insurance and its Benefits

Calculate COBRA Cost

Understanding the cost of COBRA health insurance is extremely important so that you can determine if COBRA is the right option for you financially. For many people COBRA is very expensive and they may be able to save money by considering private plans. Learn More