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Who is eligible for COBRA insurance?

Answer: Surprisingly most people find they are eligible for COBRA. To be eligible the employee or covered family member must qualify under three requirements: qualifying plan, qualifying event, and qualifying beneficiary. Qualifying plan refers to the plan that the covered employee had. In most cases any plan that has at least 20 employees or more on the plan and is still active will qualify. Qualifying event refers to how the insurance was lost. In most cases if the covered employee lost, quit, or retired from their job, the employee and their family members will qualify. Finally covered beneficiary refers to who else is eligible and normally includes the spouse and any dependents.

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